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How to get your finances under control

In partnership with Matalan

Manage your money better in 2018 with these handy tips…

Get in the know

Many people bury their heads in the sand when it comes to managing money but it’s essential you know how much cash you have, what debt you owe and what you spend your money on.

It’s easy to lose track of where your cash is going, so it’s important to go through all your bank and credit card statements with a fine tooth-comb, noting everything you spend. Divide it into sections like going out, travel and food, and add it all up.

Reduce waste

Once you know where your hard-earned cash is going it should be easy to spot areas you can cut back on. Do you spend a fortune on takeaways and convenience foods because you don’t have enough ingredients at home to make proper meals? Make a weekly meal plan and buy all the ingredients in advance and always have store-cupboard meals you can fall back on. Tuna pasta pesto anyone?

And if your downfall is daily posh coffees on your way to work, buy..

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In partnership with Matalan

Manage your money better in 2018 with these handy tips…

  • Get in the know

Many people bury their heads in the sand when it comes to managing money but it’s essential you know how much cash you have, what debt you owe and what you spend your money on.

It’s easy to lose track of where your cash is going, so it’s important to go through all your bank and credit card statements with a fine tooth-comb, noting everything you spend. Divide it into sections like going out, travel and food, and add it all up.

  • Reduce waste

Once you know where your hard-earned cash is going it should be easy to spot areas you can cut back on. Do you spend a fortune on takeaways and convenience foods because you don’t have enough ingredients at home to make proper meals? Make a weekly meal plan and buy all the ingredients in advance and always have store-cupboard meals you can fall back on. Tuna pasta pesto anyone?

And if your downfall is daily posh coffees on your way to work, buy a cafetiere and brew your own at your desk instead.

  • Cut the cost of credit card debt

It’s all too easy to rack up a big credit card bill, but if you can’t afford to pay it off each month, you may be getting clobbered by hefty interest charges. Check your credit card’s APR and see if you can transfer your balance to a card that charges less interest, ideally a 0 per cent deal. Just make sure you pay off the full amount by the time any deal ends.

  • Build a nest egg

Putting aside a small amount each month can add up. There are lots of ways to save little and often, such as with Lloyds Bank’s Save The Change. If you opt-in to the service, your spending will be rounded up to the nearest pound and the difference put in a savings account.

Marvellous multi-use buys…

Make your money go further by being savvy about what you purchase

  • Cut-price cooking

Reduce the number of pans you need in your kitchen by buying one that does several jobs at once, like a portion pan. It’s divided into sections so you can cook different foods at the same time. Bon appetit!

  • An investment coat

When it comes to buying a new coat, it pays to choose carefully. Is it a classic style that you can pull out each year? And can you wear it for different occasions with a variety of outfits? Picking the right one will save you cash in the long run.

  • Make-up magic

Is your cosmetics bag bulging at the seams with pricy products? Cut the cost – and the bulk – by choosing items that do double the job, like a lipstick shade that also works as a cream blusher.

  • Great gadgets

Whizz up healthy meals in a flash by using a microwave steamer, they’re so versatile you can cook a range of foods such as vegetables like broccoli and carrots or fish. Easy peasy!

Words by Maxine Briggs

The post How to get your finances under control appeared first on Woman Magazine.

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Woman

The 5 new and best anti-wrinkle creams of 2023

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There is a positive factor in the inexorable passage of time, the progression of scientific and cosmetic research. A factor that leads, year after year, to the formulation of increasingly effective and delicate anti-wrinkle and anti-aging creams for the skin of the face. 2023 brings with it a host of new treatments for you to try. Changing cream is a stimulus for the skin, destined to approach new active ingredients and new formulation stimulations.

The new anti-aging creams to try for 2023 combine ceramides – lipids naturally present in the skin – of vegetable extraction, extracts of rare and precious truffles and ancient Japanese remedies. The winter season immediately offers specific treatments which, while preventing aging, defend the skin from external aggressions, typical of the period, protecting it from the cold.

THE IDEAL ANTI-WRINKLE CREAM FOR WINTER

N°1 de Chanel Creme Riche Revitalisante by Chanel is the ideal cream to be able to carry on an anti-aging beauty routine during winter. The House’s new treatment has borrowed the red camellia’s great staying power and resilience. This new anti-aging cream, enriched with camellia ceramides, extracted using a 100% natural method, protects the skin from external aggressions. While revitalizing cellular activity. Its formula is ninety-four percent natural in origin and has been tested, in real conditions, by a group of women in Canada.

THE ANTI-WRINKLE CREAM THAT INCREASES CELLULAR ENERGY

Estée Lauder captures the essence and power of the rarest and most prized truffle, the Black Diamond Truffle, found in the southwestern region of France. With her exclusive extract, she fills the heart with the Re-Nutriv Ultimate Diamond skincare collection and especially the formula of the latest treatment born Re-Nutriv Ultimate Diamond Sculpted Transformation Cream. Every drop of the exclusive truffle extract is the result of almost ten thousand hours of production. The skin benefits are significant and are generated by an increase in the skin’s cellular energy levels.

THE ANTI-WRINKLE CREAM INSPIRED BY ANCIENT JAPANESE REMEDIES

Daughter of the Aman luxury resorts, Aman Essentials is the new skincare line formulated entirely in Japan. Composed of five treatments, it supports the skin every day, defends its barrier, encourages deep hydration and offers help against stressful factors. Radiance Face Cream is a rich face cream that promotes skin radiance. Inside, an oil extracted from camellia seeds, a beauty ingredient used for over a thousand years by Japanese women and an oil extracted from macadamia nut.

THE ANTI-WRINKLE CREAM THAT PROTECTS AGAINST THE EXPOSOME

The revitalizing face cream, AgeFactor Cream by Rhea Cosmetics has a single action to protect against exposome. In other words, the whole set of environmental exposures smog, UV rays, stress and nutrition which can accelerate skin aging. Its formula is made up of a pool of active ingredients that work to counteract the appearance of age-related imperfections, forehead wrinkles, expression lines, nasolabial folds and periocular wrinkles.

THE ANTI-WRINKLE CREAM THAT NEUTRALIZES GLYCATION

The new Dermosthétique line from La Biosthetique, enriched with AGE3 Age Reversal Technology, is able to exert a scientifically proven impact on the skin’s regenerative processes. Age Reversing Day Cream has a biomimetic formula that blends with the hydrolipidic film of the epidermis. While it strengthens it, it supplies it with important nutrients and lipids. Its extracts of red sage, tiger grass, rosemary and rice neutralize free radicals and eliminate glycation, responsible for the appearance of signs of ageing.

This article was originally published on Harper’s Bazaar Italy

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Lip make-up: Tricks to enhance a metal lipstick

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Healthy complexion, deep but natural look, slightly dewy cheekbones and lips. This is the look for the spring summer 2023 make-up that comes directly from the fashion shows. A perfect mood to start experimenting at this beginning of the year to shine on Saturday evening and at every social event. We have seen it on the catwalks of the Japanese brand Ujoh and the sustainable fashion brand Botter. In the center, in both cases, lipsticks in bright colors, from orange to lilac, rigorously metallic. Complete with a contrasting lip contour pencil for a totally new lip art, made up of broken lines and metallic explosions.
Ultra violet + ruby red, Holographic blue + brick, Bronze + fuchsia, make way for the imagination in color combinations, of course, but also in the design of the lips that everything can be anything but precise. With outlines over the line or even broken in half.

How to wear makeup on Saturday night: lips are metallic
For spring, the lips with a very bright semi-transparent effect are back in vogue, in an irrepressible way. The desire to see them more and more fleshy and luminescent will increase with the arrival of the first heat. Even the companies that still offer the mat now do it in a less exasperated way.

Guerlain, for example, has found the right compromise. The lipsticks of its Rouge G Luxurious Velvet Metal line combine a velvety effect with a bold metallic finish. It’s the new matte metal trend, inspired by the play of reflections generated by the flutter of butterflies’ wings. “With their captivating colors, these insects offer a magical show”, says Violette, Guerlain make up creative director, who admits “I’ve always dreamed of being able to reproduce these glitters on my lips”.

Contrasting matte lip pencil for creative strokes
With a lipstick as important as the metallic one, the lip contour pencil should be as neutral as possible, in a natural, even transparent shade. But no! This spring, ultra-matte finishes and contrasting colors win, even as bright as fuchsia. To put on make-up on Saturday night, therefore let your imagination run wild.
As for the line, the trend of over-the-line lips continues, appearing larger and plumper without the need to resort to touch-ups from an aesthetic doctor. But this diktat is accompanied by another one, that of the lip art which highlights only a part of the outline. It can be the upper one or vice versa lower. Sometimes the line is even broken midway through the cupid’s bow. A perfect technique for those who don’t want to go unnoticed and already have plump lips.

Pay attention to the texture of the pencil which must be strictly long-lasting and non-transfer so as not to ruin the work of art. Outline Waterproof Lip Pencil by Astra Make-Up, for example, is ultra-resistant but not dry, its formula, enriched with hyaluronic acid and ceramides, helps the lip mucosa retain hydration for a comfort effect that lasts all day.

Read more from the source AMICA

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Woman

Pixie Cut: Ideas for wearing short hair during 2023

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The Pixie Cut was born to be a symbol of rebellion and, in a sense, it is also a trend in 2023. A light, cheeky and fun short haircut that rejects traditional aesthetic conventions. In the 1920s and then in the 1950s, in fact, the Pixie cut was the tomboyish look to show off as an alternative to long hair.

A shortcut with an androgynous charm which, also for 2023, refers to icons of the past, which have made the Pixie Cut timeless, such as Audrey Hepburn, Twiggy, Mia Farrow, and Sharon Stone. Without giving up a touch of novelty. The classic silhouette of a haircut like the Pixie is transformed in 2023 and conquers the stars of the moment.

Pixie Cut is very short and feminine but capable of conquering even with its androgynous soul. The classic short garçonne cut for 2023 is further shortened, revealing all the beauty of a micro fringe or lengths so mini that they almost completely vanish. The most interesting element of the short Pixie Cut is the innate elegance of this cut. To be worn straight or curly, it is the right idea to give 2023 hair a futuristic, almost alien allure.

Mixie and Bixie are the hybrid short cuts of 2023
Mixie cut blends the silhouette of the mullet with the typical lengths of the Pixie cut. A balance to be maintained through a skillful game of scaling.

On the other hand, the union between bob and Pixie Cut is the basis of another great hair trend for the season, in this the short hair lengthens slightly, almost as if to reach the typical lengths of the bob. A soft cut that wraps around the face and frames it lightly.

Pixie Cut 2023 medium and long
Forget dramatic shaves and sharp layers, the Pixie Cut 2023 is a homogeneous cut. A game of volumes and movements, which lengthens the strands of the cut to obtain a soft and texturized effect. A silhouette that seems to conform to that of the bowl cut thanks to its roundness, without actually being so. A fundamental element is a fringe. Full coverage on the forehead, it softens according to the natural texture of the hair. The medium-long Pixie Cut is perfect also, accompanied by a side tuft. The effect is elegant and refined, but also extremely sensual.

This article was originally published on AMICA

 

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